Buying A Property - Prepare Well by Susy Copus When you�re looking at a property to buy make sure you�ve done your homework. And the key homework to do is to arrange a mortgage.Know your budget. You need to list accurately your incomes and outgoings. Keep a record Louis Vuitton bags of what you spend and on what for a few months to really get to know where your money goes. The idea of guessing your outgoings and incomes could get you in trouble in the near future if you then get a mortgage, the rates go up and you don't have enough of a safety cushion to cover the extra costs. Or your newly bought house has unexpected outgoings and it's you paying for the costs and not the landlord. You need to have enough money for the mortgage and "the extras". Remember property has ongoing costs such as interior and exterior maintenance through general wear and tear, garden maintenance and the dreaded unexpected problem.Check how much you have ... Read more »